Mortgages for older borrowers. There’s one area of mortgage lending that has changed significantly in the last year or so, and that’s the range of options on offer for the over 65s. All sorts of lenders are starting to provide new products to cater for the different needs of older borrowers as the way people view mortgages in retirement shifts.
· hidflect wrote: So, this is the first social media post of the 1000’s still to come asking about defaulting on a mortgage. The level of ignorance of the poster is symptomatic of people in property. This one didn’t even know that mortgage insurance only covered the bank, not him.
A year ago, a $25 billion settlement ordered banks to do a better job helping troubled homeowners, and to end the stories of borrowers trapped in a confusing web of mortgage negotiations leading to foreclosure.. The stories, however, keep coming, even as banks take their required steps to improve how they handle homeowners in distress.
It’s 2018 and the mortgage settlements continue. As part of an agreement reached today with 49 states and Washington D.C., PHH Mortgage Corp. will pay out $30.4 million to borrowers impacted by so-called improper mortgage servicing.
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October 7, 1999, revised April 2, 2003, revised May 15, 2015 "Lenders made bad loans during the years prior to the financial crisis because the loans could be sold as securities to unwary investors.Would most mortgage borrowers be better off if there were no secondary market in which to sell their mortgages?"
Mortgage Repayment Myths and Truths. The Mortgage Professor: Don’t be tricked by mortgage repayment ‘tricks’ March 3, 2016. By JACK GUTTENTAG The Mortgage Professor – Tribune News Service. The phrase "weird trick" seems to have great sales appeal, judging from the frequency with which it appears in my email inbox.
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