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HUD.GOV. The mortgage to be refinanced must be current (not delinquent). The refinance results in a net tangible benefit to the borrower. The definition of net tangible benefit varies based on the type of loan being refinanced, and the interest rate and/or term of the new loan.
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This advertising contributes to consumer misinformation about reverse mortgages increasing the likelihood of poor consumer decision-making.." read the full column at KansasCity.com. Reverse mortgages are increasing in popularity with seniors who have equity in their homes and want to supplement their income.
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