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Mortgage Delinquencies Reach 6-Year Low, Near Normal Levels – Finance Post Mortgages that were at least 90 days past due or in foreclosure fell [.] Serious Mortgage Delinquency Rate Falls to 6-Year Low – Finance Post The share of U.S. home loans that are seriously delinquent has fallen to the lowest level in six years as the job market improves, allowing homeowners to stay current on mortgage payments, while higher home prices have made it easier to sell.