VA Home Loan Questions: What About Termite Inspections? When it comes to VA appraisals, minimum property requirements and VA regulations on "wood destroying pests", the VA only requires pest inspections on existing construction when there’s a "moderate to heavy" potential for infestation.
Filed Under: VA Mortgage Loans Tagged With: seller required closing costs, va home loan fees, va home loan requirements, va home loans, veteran home loan fees, veteran home loans, what does the seller pay on a Va loan
A wood-destroying organism (WDO) means an arthropod or plant life which damages and can reinfest seasoned wood in a structure, namely, termites, powder post beetles, old house borers, and wood-decaying fungi. NOTE: This is NOT a structural damage report. It should be understood that there may be damage, including possible hidden damage present.
VA approved home loan lender for Florida home loans. Single Family, first time home buyers and multi use of VA loans for purchasing a primary residence .
Understanding the WDO Inspection. July 4, 2016. lenders such as FHA and VA direct appraisers to report any evidence of water damage or wood rot as WDO. I might add, any appraiser who reports the presence of a Wood Destroying Organism is in violation of Florida law as the law requires the.
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When you repeatedly get a refund on purpose you are giving Uncle Sam an interest-free loan. If you’re. Making improvements on my home,” wrote Linda Goodrich from Roanoke, Va. – “Every year we use.
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Spring is one of the most popular times to buy a home. With mortgage rates as crazy low as they are right now, a VA mortgage is a great option, especially with all of its benefits – like no down payment.. If you’re in the market for a new home and you are or have been a U.S. service member or you’re a veteran’s surviving spouse, you’re eligible for a VA loan.
VA loans may be assumed by another party, but be aware that you should request release of liability from VA if your loan originated prior to March 1, 1988. If your loan closed after this date, you are required to obtain a release of liability prior to closing and approval to close the loan by your servicer or the VA office.